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Select Appliance - Leasing
Select Appliance is proud to offer you an option to lease the equipment you need from our partner, Bank of Cardiff. This financial institution is very solvent and is a direct lender, no middlemen to add to the costs.
Some retail companies add points on to the financing for their own benefit, however, Select Appliance is offering you direct financing with the actual bank involved with the approval and funding of your lease. This way, you will get the very best rates possible and the process is easy. Once you fill out your shopping cart with the items you need, use the leasing option during checkout (see instructions below). Once the bank approves your lease, we process your order and have everything shipped to you.
Some of the benefits of leasing are:
- Improve cash flow and working capital: We finance equipment and soft costs like shipping, wiring, and training with NO down payments. Cash is king - business owners must preserve lines of credit and bank balances in tough economic times.
- Tax deductions: Monthly payments may be a tax-deductible operating expense. In some cases, 100% of the equipment cost can be immediately deducted from taxable income.
- Fast and simple approvals: Our short online application takes only a minute to complete. Approvals can take as little as 2 hours and your invoice is paid in just a few days!
- Customized financing: Our programs follow the natural flow of your business with seasonal payment plans, deferred payments and terms ranging from 12 to 84 months.
- Improved Forecasting: The term and payment of the equipment financing are fixed once the agreement is signed. You know exactly what your payment will be every month.
- Flexibility to Update Equipment: If you worry your equipment will be obsolete in just a few years, choose a 24 or 36 month finance term. At the end of that term, you can return the equipment and upgrade, renew the contract, or purchase the equipment outright.
How to apply for financing:
- Place the items you wish to buy in your shopping cart.
- When you're done shopping, click the Check Out button, and then follow the prompts.
- On the Payment page during checkout, choose Apply for Financing.
- Fill out the financing application provided.
- Complete checkout.
If you have any questions about financing your Select Appliance purchase, please contact us.
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